Digvijay Finlease Limited Unlisted Shares
Buy - ₹1010.00
Sell - ₹N/A
About Digvijay Finlease Limited Unlisted Shares
1. About the Company
Digvijay Finlease Limited is a non-government company established on November 5, 2001. It operates as a public unlisted company, classified as “company limited by shares,” with its registered office located at 21 Strand Road, Kolkata, West Bengal. As a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), Digvijay Finlease has a robust presence in the financial sector, engaging in various financial activities such as investment, loan provisioning, and asset management.
2. Business Divisions
Digvijay Finlease Limited primarily operates in the financial sector, offering a range of services under the umbrella of non-banking financial services. The company’s key revenue streams include:
- Sale of Investments: Both long-term and short-term investments significantly contribute to the company’s income.
- Dividend Income: A substantial portion of revenue is derived from dividends earned from investments in various assets.
- Interest Income: The company also generates income by extending loans to multiple businesses and institutions.
With its diverse income channels, Digvijay Finlease has managed to establish a stable financial foundation. As a growing NBFC, it focuses on creating long-term value for its shareholders while also pursuing strategic growth through investments and partnerships.
3. Financial Highlights of Digvijay Finlease Limited Unlisted Shares
Understanding the financial performance of Digvijay Finlease is crucial for evaluating the stability and growth prospects of its unlisted shares. Here are the key financial highlights:
- Revenue Growth: In FY 2024, Digvijay Finlease reported a total revenue of ₹14 lakhs, reflecting a decrease from ₹33 lakhs in 2023. However, it still outperformed 2022, which had ₹27 lakhs in revenue. While the company saw a slight decline in 2024, its revenue stream remains diverse, mainly through investments and dividend income.
- Gross Margins: The company has maintained stable gross margins, with 2024 showing a margin of 21.43%, slightly up from 21.21% in 2023. This indicates consistent performance in core operations, despite market pressures.
- Profitability Indicators: Digvijay Finlease has posted a strong Profit Before Tax (PBT) of ₹508 lakhs in FY 2024, a significant recovery from a loss of ₹37 lakhs in 2023. This highlights the company’s ability to bounce back from adverse conditions and maintain a strong profit trajectory.
- Earnings Per Share (EPS): The company’s EPS for FY 2024 stands at ₹1,762.24, a remarkable improvement from a loss of ₹137.93 in 2023. This suggests that the value of Digvijay Finlease Limited unlisted shares is increasing, offering positive returns for investors.
- Total Assets and Liabilities: As of 2024, the company’s total assets amount to ₹12,328 lakhs, with the majority of the assets consisting of investments. Reserves also show a healthy increase, contributing to the overall financial stability of the company.
Pros
- Regulatory Strength: Adheres to RBI norms for NBFCs, ensuring stability and trust.
- Steady Revenue: Consistent income from dividends and investments demonstrates resilience.
- Strategic Expansion: Share issuance with Arham Securities has strengthened its shareholder base.
Cons
- Revenue Concentration: Heavy reliance on investment income limits revenue diversification.
- Small Asset Base: Limited fixed assets restrict potential for significant capital gains.
- Market Vulnerability: Dependence on investments makes profitability susceptible to market downturns.
Fundamentals
Digvijay Finlease Limited Unlisted | ₹ 1800 |
---|---|
Shares Price | Per Equity Share |
Lot Size | 50 Shares |
52 Week High | ₹ 2100 |
52 Week LoW | ₹ 1700 |
Depository | NSDL & CDSL |
PAN Number | AAACD6998D |
ISIN Number | INE01US01017 |
CIN | U67120WB2001PLC093899 |
RTA | Maheshwari Datamatics |
Market Cap (in cr.) | ₹ 2385 |
---|---|
P/E Ratio | 55.47 |
P/B Ratio | 0.2 |
Debt to Equity | 0 |
ROE (%) | 0.36 |
Book Value | 8905.09 |
Face Value | 10 |
Total Shares | 13250000 |
Financials
P&L Statement | 2024 | 2023 | 2022 |
---|---|---|---|
Revenue | 61.5 | 45.64 | 59 |
Cost of Material Consumed | 0 | 0 | 0 |
Gross Margins | 100 | 100 | 100 |
Change in Inventory | 0 | 0 | 0 |
Employee Benefit Expenses | 0.7 | 0.58 | 0 |
Other Expenses | 4 | 3.21 | 3 |
EBITDA | 56.8 | 41.85 | 56 |
OPM | 92.36 | 91.7 | 94.92 |
Other Income | 0 | 0.14 | 0 |
Finance Cost | 0 | 0 | 0 |
D&A | 0 | 0 | 0 |
EBIT | 56.8 | 41.85 | 56 |
EBIT Margins | 92.36 | 91.7 | 94.92 |
PBT | 57 | 41.99 | 55 |
PBT Margins | 92.68 | 92 | 93.22 |
Tax | 14 | 11.32 | 16 |
PAT | 43 | 30.67 | 39 |
NPM | 69.92 | 67.2 | 66.1 |
EPS | 32.45 | 23.15 | 29.55 |
Ratio | FY24 | FY23 | FY22 |
---|---|---|---|
Operating Margin | 100% | 100% | 95% |
Net Profit Margin | 70% | 64% | 66% |
Return on Equity | 0.37% | 0.26% | 0.37% |
Debt-Equity | 0.00 | 0.00 | 0.00 |
Current Ratio | – | – | – |
Dividend Payout | 0% | 0% | 0% |
Company | Digvijay Finlease Ltd | JM Financial Ltd | Goenka Business & Finance Ltd |
---|---|---|---|
Market Cap (₹ Crores) | 2519 | 7795 | 10 |
Profitability Margin (%) | 66.00% | 27% | 0% |
ROCE (%) | 1.00% | 22% | 58% |
ROE (%) | 0.37% | 10% | 2% |
D/E Ratio | 0 | 1.75 | 0 |
P/E Ratio | 64.49 | 8.34 | 21.07 |
P/B Ratio | 0.24 | 0.84 | 0.43 |
Book Value per Share (₹) | 8017.23 | 111.37 | 22.32 |
Assets | 2024 | 2023 | 2022 |
---|---|---|---|
Fixed Assets | 5 | 5.19 | 5 |
CWIP | 0 | 0 | 0 |
Investments | 12322 | 12213.03 | 10931 |
Trade Receivables | 0 | 0 | 17 |
Inventory | 0 | 0 | 0 |
Other Assets | 1 | 3.58 | 26 |
Total Assets | 12328 | 12222 | 10979 |
Liabilities | 2024 | 2023 | 2022 |
Share Capital | 13.25 | 13.25 | 13.2 |
FV | 10 | 10 | 10 |
Reserves | 11776 | 11683.87 | 10617 |
Borrowings | 0 | 0 | 0 |
Trade Payables | 0 | 0.35 | 0 |
Other Liabilities | 538.75 | 524.33 | 348.8 |
Total Liabilities | 12328 | 12222 | 10979 |
Promoters or Management
Name | Designation | Experience | Linkedin Profile |
---|---|---|---|
Ashok Bhandari | Director | 28+ | |
Ravi Goenka | Director | 20+ | |
Sudip Kumar Mukharjee | Director | 35+ | |
KK Thakur | CFO | 20 Yrs |