Smile Microfinance

Buy - ₹150.00

Sell - ₹N/A

About Smile Microfinance

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Pros

  • Stock is trading at 1.14 times its book value
  • Company is expected to give good quarter
  • The company has been maintaining a healthy dividend payout of 26.3%

Cons

  • Stock is trading at 1.14 times its book value
  • Company is expected to give good quarter
  • The company has been maintaining a healthy dividend payout of 26.3%

Fundamentals

Market Cap (in cr.)₹ 142
P/E Ratio46.59
P/B Ratio2.47
Debt to Equity0
ROE (%)5%
Book Value33.15
Face Value10
Total Shares1,73,36,639
Smile Microfinance Unlisted₹82
Shares PricePer Equity Share
Lot Size250 Shares
52 Week High₹82
52 Week LoW₹82
DepositoryNSDL & CDSL
PAN NumberAAFCS5614J
ISIN NumberINE786V01012
CINN/A
RTAN/A

Financials

P&L Statement202420232022
Revenue
Cost of Material Consumed
Gross Margins
Change in Inventory
Employee Benefit Expenses
Other Expenses
EBITDA
OPM
Other Income
Finance Cost
D&A
EBIT
EBIT Margins
PBT
PBT Margins
Tax
PAT
NPM
EPS
Financial RatiosFY24FY23FY22
Operating Margin46%52%15%
Net Profit Margin45%-30%-31%
Return on Equity5%-5%-19%
Debt-Equity001.57
Current Ratio
Dividend Payout1803%-587%0%
CompanySmile MicrofinanceMuthoot MicrofinArman Financial Services
Market Cap (₹ Crores)14225321471
Profitability Margin (%)45%20%26%
ROCE (%)5%15%22%
ROE (%)5%20%30%
D/E Ratio02.861.66
P/E Ratio46.598.4910.6
P/B Ratio2.470.841.7
Book Value per Share (₹)33.15176825
Assets202420232022
Fixed Assets
CWIP
Investments
Trade Receivables
Inventory
Other Assets
Total Assets
Liabilities202420232022
Share Capital
FV
Reserves
Borrowings
Trade Payables
Other Liabilities
Total Liabilities

Promoters or Management

NameDesignationExperienceLinkedin Profile
Aleem RemtulaDirector20+
V.T PrabakaranCFO30+
J Bradley SwansonDirector20+

Annual Reports

NameDownload
Smile Microfinance Report 2023
Smile Microfinance Report 2024

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