Hinduja Leyland Finance Unlisted Shares
78.6K
BUY
₹209.00
SELL
₹229.00
Hinduja Leyland Finance shares are likely in a sideways trend due to factors like being an unlisted company, potentially volatile pricing, and limited public information, making it difficult to determine the exact reasons for the sideways movement.
As on December 12, 2025 Hinduja Leyland Finance share price is ₹209.00 per share. The 52-week high for Hinduja Leyland Finance stock price is ₹275.00, while the 52-week low is ₹182.00.
About Hinduja Leyland Finance Unlisted Shares
Hinduja Leyland Finance (HLF), a Non-Banking Financial Company (NBFC) under the Hinduja Group, delivers customized financial solutions across vehicle financing, housing loans, and asset-backed lending. Operating with a robust IT infrastructure and customer-centric approach, HLF has established a strong presence in 21 states and 3 union territories, spanning over 1,550 locations.
Business Divisions
- Vehicle Financing: Core business offering loans for commercial vehicles, two-wheelers, tractors, and construction equipment.
- Loan Against Property (LAP): Credit disbursed against real estate collateral to meet varied financial needs.
- Portfolio Buyouts & Housing Finance: Acquires existing loan portfolios and provides affordable housing loans via its subsidiary, Hinduja Housing Finance Limited.
Key Financial PointsÂ
- Revenue Growth: Interest income rose by 29% YoY from ₹3,113 Cr to ₹4,010 Cr.
- Profit After Tax: PAT grew 30% YoY to ₹636 Cr, reflecting strong bottom-line performance.
- EPS Growth: Earnings per share improved from ₹9.14 to ₹11.88, boosting shareholder value.
- Asset Quality: Net NPA reduced from 3.34% to 2.7%, signaling enhanced portfolio strength.
- ROE Improvement: Return on equity increased from 8.74% to 9.34%, indicating better efficiency.
- Book Value Growth: Book value per share rose from ₹104.63 to ₹127.25.
- Balance Sheet Strength: Total assets expanded 38% YoY to ₹44,877 Cr, showing business scalability.
Pros
- Strong Parentage: Backed by Hinduja Group and synergy with Ashok Leyland strengthens credibility.
- Diverse Portfolio: Operates across vehicle, LAP, and housing finance segments for risk distribution.
- Improved Asset Quality: Significant reduction in Gross and Net NPAs, increasing financial stability.
Cons
- High Competition: Operates in a competitive NBFC landscape with rivals like Bajaj Finance and Poonawalla Fincorp.
- Sector Sensitivity: Exposure to automotive and housing sectors makes it vulnerable to economic cycles.
- Interest Rate Volatility: Rising interest costs can impact margins and loan affordability.
Key Details
| Share Name | Particulars |
|---|---|
| Hinduja Leyland Finance | 229.00 |
| Shares Price | Per Equity Share |
| Lot Size | 1000 Shares |
| 52 Week High | ₹ 285 |
| 52 Week LoW | ₹ 245 |
| Depository | NSDL & CDSL |
| PAN Number | AACCH1807P |
| ISIN Number | INE146O01014 |
| CIN | U65993TN2008PLC069837 |
| RTA | KFin Technologies |
| Fundamentals | Value |
|---|---|
| Market Cap (in cr.) | 12486 |
| P/E Ratio | 15.84 |
| P/B Ratio | 1.44 |
| Debt to Equity | 4.91 |
| ROE (%) | 9% |
| Book Value | 159.47 |
| EPS | 14.46 |
| Face Value | 10 |
| Total Shares | 545244490 |
Financials
| P&L Statement | 2025 | 2024 | 2023 |
|---|---|---|---|
| Interest Earned | 5364 | 4010 | 3113 |
| Other Income | 916 | 649 | 388 |
| Interest Expended | 3540 | 2561 | 1721 |
| Operating Expenses | 1042 | 632 | 456 |
| Provisions and contingencies | 651 | 572 | 646 |
| PAT | 774 | 636 | 489 |
| eps | 14.46 | 11.88 | 9.14 |
| Gross NPA | 2.9 | 4.3 | 4.9 |
| Net NPA | 1.8 | 2.7 | 3.3 |
| Ratio | FY25 | FY24 | FY23 |
|---|---|---|---|
| Operating Margin | 73% | 73% | 68% |
| Net Profit Margin | 12% | 14% | 14% |
| Return on Equity | 9% | 9% | 9% |
| Debt-Equity | 4.91 | 5.14 | 4.45 |
| Current Ratio | |||
| Dividend Payout | 0% | 0% | 0% |
| Company | Hinduja Leyland Finance | Mahindra & Mahindra Financial Services | Shriram Finance |
|---|---|---|---|
| Market Cap (₹ Crores) | 11341 | 37300 | 125187 |
| Profitability Margin (%) | 12% | 12% | 20% |
| ROCE (%) | 8% | 9% | 11% |
| ROE (%) | 9% | 11% | 16% |
| D/E Ratio | 4.91 | 5.53 | 4.15 |
| P/E Ratio | 14.38 | 16.50 | 15.10 |
| P/B Ratio | 1.30 | 1.77 | 2.24 |
| Book Value per Share (₹) | 159.47 | 155.00 | 300 |
| Advances | 2025 | 2024 | 2023 |
|---|---|---|---|
| Fixed Assets | 426 | 358 | 106 |
| Cash and Balances | 3682 | 3211 | 1266 |
| Investments | 3254 | 1921 | 1828 |
| Advances | 47854 | 38463 | 28415 |
| Other Assets | 1316.03 | 924.16 | 804.02 |
| Total Assets | 56532.03 | 44877.16 | 32419.02 |
| Liabilities | 2025 | 2024 | 2023 |
|---|---|---|---|
| Share Capital | 545.24 | 535.16 | 535.02 |
| FV | 10 | 10 | 10 |
| Reserves | 8695 | 6275 | 5063 |
| Borrowings | 42660 | 35029 | 24891 |
| Deposits | 0 | 0 | 0 |
| Other Liabilities | 4631.79 | 3038 | 1930 |
| Total Liabilities | 56532.03 | 44877.16 | 32419.02 |
Promoters or Management
Annual Reports
Frequently Asked Questions
1. Has Hinduja Leyland Finance raised any equity in the last year?
The board of director of Hinduja Leyland Finance decided to issue 1,00,00,000 shares at 200/- per share back in March 2025 to raise 200 crores. These shares were issued to Ashok Leyland on a preferential basis. Their face value is 10/- and security premium is 190/-.
2. Are there any subsidiaries of Hinduja Leyland Finance?
Hinduja Leyland finance has a wholly owned subsidiary which is Hinduja Housing Finance ltd which helps it operate its housing finance business. Their major focus is on affordable housing loans.

